It’s one thing to have a lot of money or know a lot of people, but it’s a much more important thing to know how to use the money you have or to give and receive support from friends. If you have plenty of money but can’t use it to achieve your goals then you have much less wealth than someone with no money but plenty of supporters who are willing to provide everything he needs. I bring this up to show problems I see with some welfare programs and to inspire readers to find better ways to support those around them.
Read more on How to Reduce the Need for Welfare…
Many people rely on banks to tell them whether or not they deserve a loan to buy anything from a house to a TV. What people don’t realize is that credit scores are designed to tell banks how much money they can make off of someone.
Read more on A Personal Credit Score Designed for You…
If you are having trouble convincing yourself or someone else that your next big purchase is really worth it, here’s a strategy to add to your arsenal – depreciation.
Sticker prices aren’t the only costs we need to consider when making a purchase. Depreciation rates (not just business lingo anymore) can make the most expensive purchases look cheap and should be a driving force in your next big buy. It doesn’t matter if you’re buying a car or DVD, understanding depreciation can save you money while getting more.
Read more on Save Money on a Car, iPhone, and TiVo with Depreciation…
Warren Buffett is famous for being one of the richest men in the world, but he is also known as a great example for his pledge to donate 99% of his wealth. Over the past few years, he has been working with Bill Gates to challenge other wealthy businessmen and celebrities to relinquish the hold they have on their money for the greater good.
Read more on Billionaires Give Wealth Away in the Giving Pledge…
A reader asked recently, “What is national debt? It seems both complex and simple. How will it affect the future?”
Indeed, the US national debt is a complicated issue and this is evident in how the nations top economists continue to debate the significance of our debt and its impact on the nation. As the US national debt continues to swell, many people are seeking to understand the issue better. Here are some basic principles and strategies that should set your foundation for understanding the subject.
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It’s always funny to watch people get jumpy over a fifty-cent coupon on their next pizza purchase and then not worry about the fact that their largest expenses (taxes and healthcare) may change by thousands of dollars one year to the next.
Read more on Should I Worry About The Expiring Bush Tax Cuts…
The Free Money Finance blog recently posted a user’s
question on financial Advice for a College Freshman? While there may be endless tips on the subject, here are four key areas I recommend focusing on. I know a lot of my readers are out of college, so feel free to add to it in the comments below and I’ll pass them on.
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The shopping side of the Bing search engine is losing its cashback feature in a few days. Microsoft debuted Bing Shopping back in June 2009 and used the cashback program to drive awareness to the ability to search for product prices within Bing. The program offers cash when making online purchases that begin with a search on Bing, but has been a cost to Microsoft. Now that the service is well known, Microsoft has decided to pull the plug on Friday, July 30, 2010.
Read more on Last Chance to Save with Bing Cashback…
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I loved playing Sim City growing up. The game allows anyone to build the coolest city in the world. Hate traffic? No problem, build extra highways instantly. Love sports? Perfect, a new stadium on every block. In Sim City, you make the rules and in the end your creation happens plus you get rich! Although it’s just a simulation game, Sim City is a great tutorial on how you can succeed at any endeavor; it just speeds things up a bit. If you reflect back on what helps people dominate at Sim City – small steps, delegation, and strong standards – you know what it takes to be extremely successful.
Read more on How to Succeed – Lessons from Sim City…
Ever since the inception of Napster over ten years ago, online and free music has been the pursuit of people everywhere. The rise and fall of various music-sharing sites and complicated legal battles has made the process of gaining unbridled access to all your heart’s content of music a difficult undertaking. Thankfully, the music industry is slowly warming up to free online music discovery, and below are great places to start when you want to hear your favorite song for free legally.
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