All posts by Ryan

An Easy Way to Save Money on Contact Lenses

Buying contact lenses is one of the best purchases I make each year. I know that a large part of my eye problems comes from the fact that I stare at a computer all day and perhaps I can work on that, but now that my eyes aren’t what they used to be, I love “putting my eyes in” every morning and enjoying 20/20 vision. Purchasing contacts, though, is not always a great experience.

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One Man, One Week, and A Lot of Time on the Bus

A Guide to Public Transportation in Atlanta

I have always loved the idea of public transportation. You get to sit there and not worry about navigating traffic. You have time to read or if you have an iPhone you can even play games and catch up on the news. Recently, I decided trying public transportation for a week would be a great social experiment. Believe it or not I survived, and after looking back, I realize I learned a lot about myself, people, and public transportation in Atlanta. Here are the highlights.

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How to Save for Retirement if Finance is Not Your Life

I recently came across a post at the finance forum Bogleheads regarding investing for retirement. There are a countless number of strategies out there, but most of them don’t help the average person easily invest for retirement. Although good in their intent, trying to explain to someone not familiar with the world of finance how to best allocate their retirement funds, annually rebalance their portfolio, or optimize their foreign currency diversification is not effective. I’ve decided to simplify the discussion for most people so that anyone can easily prepare for retirement without making investing their job or only hobby. Continue reading How to Save for Retirement if Finance is Not Your Life

How the iPhone Changed My Life

My loyalty to all things Apple all started a few years back when I first wanted a MP3 player. Like iPhones today, iPods were the craze. Of course, I knew back then that the only reason people had iPods was to be cool and show off how much money they had. So in my quest to be unpopular and cheap, I decided to take the path less traveled by getting a Creative mp3 player. With great joy, I spent my first 10 hours with the device trying to sync it with my computer. Crap! Creative had forgotten to install some software on the device before selling it and it didn’t work out of the box. With some hacking around my computer, I downloaded it myself, installed it, and then was ready to enjoy. Continue reading How the iPhone Changed My Life

Save Money with a Clean Budget

It’s easy to think that a big bonus, a lottery win, or a pot of gold will provide what you need for life, but in reality a person can make millions of dollars in their lifetime and still have little to show for it.  While money may not be your most important goal, how you spend your money is important.  One’s ability to properly spend on what has lasting value to them and save towards future goals will define his/her wealth much better than how much money they came across along the way. Continue reading Save Money with a Clean Budget

Iron Sharpens Iron: Looking to Others when Learning

Being an obsessed analytic, I am always trying new things to help me improve at life. Don’t worry, I do take time to enjoy life, but I want to always be improving. Surprisingly to me, all the books and articles I read that were full of wonderful advice did not have the biggest impact on guiding my direction. Instead, the most impacting activity I did was sitting down with peers and mentors and discussing my life.

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