One great solution that has helped to keep me from obsessing over my finances is the idea of margin. Surprisingly, I learned this at my church and my pastor used a great phrase to sum up the impact of margin. He said something to the extent of, “Relationships are made in the margin.” The idea at the time being
all the great things we love about life – friends, hobbies, adventures, solving problems – are only possible when there is room for the unexpected.
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As the internet becomes a ubiquitous information tool around the world, we all benefit with the ability to find what we want and the way we want it.
The internet has also created many services that make it easier for companies to easily bring products to market at prices we like, but this low cost of entry and information overload also makes it easy for companies to find ways to scam us. More specifically, a number of scamming auction sites have popped up with offers too good to be true.
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It’s always fun and beneficial to go to conferences where subject matter experts let you in on some of their secrets and how to advance in whatever you love doing. The downside of course is that conferences can cost hundreds of dollars and require days of your time. Although they still may be worth it, what if there was a place to go to get this content instantly and free?
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Life is full of interesting facts, tricks, and shortcuts. Here are 10 of the greatest regarding time, money, and fun.
Time
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It’s one thing to have a lot of money or know a lot of people, but it’s a much more important thing to know how to use the money you have or to give and receive support from friends. If you have plenty of money but can’t use it to achieve your goals then you have much less wealth than someone with no money but plenty of supporters who are willing to provide everything he needs. I bring this up to show problems I see with some welfare programs and to inspire readers to find better ways to support those around them.
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Many people rely on banks to tell them whether or not they deserve a loan to buy anything from a house to a TV. What people don’t realize is that credit scores are designed to tell banks how much money they can make off of someone.
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If you are having trouble convincing yourself or someone else that your next big purchase is really worth it, here’s a strategy to add to your arsenal – depreciation.
Sticker prices aren’t the only costs we need to consider when making a purchase. Depreciation rates (not just business lingo anymore) can make the most expensive purchases look cheap and should be a driving force in your next big buy. It doesn’t matter if you’re buying a car or DVD, understanding depreciation can save you money while getting more.
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Warren Buffett is famous for being one of the richest men in the world, but he is also known as a great example for his pledge to donate 99% of his wealth. Over the past few years, he has been working with Bill Gates to challenge other wealthy businessmen and celebrities to relinquish the hold they have on their money for the greater good.
Read more on Billionaires Give Wealth Away in the Giving Pledge…
A reader asked recently, “What is national debt? It seems both complex and simple. How will it affect the future?”
Indeed, the US national debt is a complicated issue and this is evident in how the nations top economists continue to debate the significance of our debt and its impact on the nation. As the US national debt continues to swell, many people are seeking to understand the issue better. Here are some basic principles and strategies that should set your foundation for understanding the subject.
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It’s always funny to watch people get jumpy over a fifty-cent coupon on their next pizza purchase and then not worry about the fact that their largest expenses (taxes and healthcare) may change by thousands of dollars one year to the next.
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